LEGAL AGREEMENT
Last Updated: 7/14/26]
A2P 10DLC SMS Policy
Program Description & Use Cases
By opting into Cooper's Insurance SMS communications, you consent to receive recurring text messages from us. These messages will strictly relate to policy updates, claim statuses, billing notifications, quotes, and occasional promotional or service announcements. Message frequency may vary depending on your account activity and interactions with our team.
Opt-Out Instructions
You may cancel the SMS service at any time. Simply reply STOP to any text message you receive from us. Upon sending the STOP message, you will receive a single confirmation message verifying your request, and no further text messages will be sent to your device unless you choose to opt back in.
Support Contact
If you are experiencing issues with our messaging program or need assistance, reply HELP to any message for instructions, or reach out to our dedicated support team at [email protected] or call us at 818-262-9671.
Message & Data Rates
Message and data rates may apply for any messages sent to you from us and to us from you. If you have questions regarding your text plan or data plan, please contact your wireless provider directly.
Carriers are not liable for delayed or undelivered messages.
General Provisions
Acceptance of Terms
By accessing, browsing, or otherwise using the services provided by Cooper's Insurance, you acknowledge that you have read, understood, and agree to be bound by these General Provisions and all applicable laws and regulations.
Age Restrictions
You must be at least 18 years of age to use our services and participate in our programs. By engaging with Cooper's Insurance, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding agreements.
Lead Generation and Communications Consent
By submitting your contact information, you expressly consent to be contacted by Cooper's Insurance, our agents, or affiliated partners regarding insurance quotes, policy updates, and related services via phone, email, or SMS, subject to our communication policies.
DISCLAIMER OF WARRANTIES
THE SERVICES AND CONTENT PROVIDED BY COOPER'S INSURANCE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall Cooper's Insurance, its directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in any way connected with your use of our services.
No Insurance Advice
The information provided on our website and through our communications is intended for general informational purposes only and does not constitute professional legal, financial, or insurance advice. Always consult with a licensed insurance agent to discuss your specific coverage needs.
Governing Law
These Terms and Conditions, and any disputes arising out of or related to them, shall be governed by, construed, and enforced in accordance with the laws of the State of California, without regard to its conflict of law principles.
Final Disclosures
Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, safeguard, and disclose information that results from your use of our web pages. Please read it carefully.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Email: [email protected]
Phone: 818-262-9671
Protecting what you built with tailored commercial insurance policies designed for restaurants and small-to-medium businesses.
Contact Details
30423 Canwood St, Suite 239
Agoura Hills, CA 91301
Phone: 818-262-9671
Email: [email protected]
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Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 818.706.2292 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
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